0% Financing Available
A more comfortable, efficient home can be within reach without paying for the entire project upfront. 0% promotional financing may be available for qualifying Mitsubishi Electric installations through Synchrony.
We also offer fixed-rate financing options for eligible HVAC, insulation, water heater, solar, and battery projects. We’ll help you understand the project cost, available incentives, and your choices.
A simple project example
See what you could finance
Here’s an illustration of an $18,000 installation with $2,000 in applicable incentives and discounts.
| Installed project | $18,000 |
|---|---|
| Incentives & discounts | − $2,000 |
| Estimated amount to finance | $16,000 |
The $2,000 savings figure is illustrative. Actual incentives and discounts depend on eligibility, equipment, location, and utility.
What could $16,000 look like per month?
These examples show how repayment term affects monthly cost.
| Financing example | Approx. payment* | Term |
|---|---|---|
| Synchrony: 0% APR promotion | ~$888.89/mo. | 18 months |
| Clean Energy Credit Union: 5.24% APR | ~$481.26/mo. | 3 years |
| Clean Energy Credit Union: 5.74% APR | ~$307.39/mo. | 5 years |
| Clean Energy Credit Union: 5.99% APR | ~$233.66/mo. | 7 years |
| Clean Energy Credit Union: 6.49% APR | ~$181.60/mo. | 10 years |
*Estimates assume the full $16,000 is financed, equal monthly payments, and the APR shown for the full term. Actual offers and payments may differ.
Synchrony
*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase during the promotional period. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to promotional purchases. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
Clean Energy Credit Union
1 Loans must be used for qualifying clean energy products and services – see list here.
2 Rates shown include a 2.00% discount for automatic loan payments.
3 Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
4 Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.
5 APR = Annual Percentage Rate. All rates and programs are subject to change at any time.
See “loan fees” tab for associated fees.
6 Refinance loans incur an additional 0.50% added to the current rate.
Choose the financing path for your project
Mitsubishi Electric installs
Synchrony
Qualifying installations may be eligible for 0% APR promotional financing, subject to the specific offer and credit approval. Ask us which promotion applies to your proposal.
home energy
Clean Energy CU
Fixed-rate options cover eligible HVAC, insulation, and energy improvements. The program advertises flexible terms, no prepayment penalty, and secured or unsecured loans.
Start with the project. We’ll help with the rest.
Tell us what you want to improve. We’ll review your project cost, applicable incentives, and financing choices so you can decide what fits your budget.
Financing is subject to credit approval. Rates, promotions, loan amounts, terms, eligibility, and availability are determined by the lender and may change. Payment examples are illustrative and are not financing offers. Incentives and discounts vary by project, equipment, location, utility, and eligibility; the $2,000 example is not guaranteed.
